Saturday, August 22, 2020

Question discuss and analyse Essay Example | Topics and Well Written Essays - 1000 words

Question examine and investigate - Essay Example In excess of 5,000,000 passings for each year are results of utilizing tobacco or escalated smoking. Smoking is the fundamental hazard factor for top three reasons for passings in Canada and those are malignancy, lung malady and cardiovascular disease.Economic cost of $17 billion was bore by Canadian economy because of utilizing tobacco in 2002 and around the same time $404 billion of cost for medicinal services was paid straightforwardly by Canadian smokers. Be that as it may, the Canadian culture is compelled to convey costs, for example, turnover, work non-attendance and salary lost because of early passings. Over some undefined time frame the quantity of flames came about because of smoking was 36,125 and it cost the Canadian natives, in property distortion,$433 million. Similarly, the Conference Board of Canada connected that to utilize a smoker than a non-smoker cost them close to $2,565 every year, in 1997. In any case, it isn't the general public just that bears the financial weight of smoking however in certainty it is simply the smoker or herself who need to shoulder the expenses related to smoking. Smokers should pay for disaster protection premiums and pay billions of dollars for the sake of tobacco charges. Furthermore, in the event that this isn't sufficient, at that point there is additionally the expense of the cigarettes as well. Just in the region of Alberta in 2005,† a smoker who smokes a pack a day goes through nearly $3,650 every year on cigarettes, in light of a normal cost of $10 a pack† (Economic Cost). Furthermore, as indicated by the Conference Board of Canada (2012) lung infections alone costs Canada $12 billion. Examiners accept that if the Canadian people and government put forth no attempt to battle the difficulty then all things considered, the cost will twofold. The expense can be isolated in direct human services as 3.4 million (drugs, emergency clinics, doctors) and $8.6 billion in aberrant costs, (for example, unexpected passing and long haul disability)† (Lung Disease Imposes Major Costs on Canada’s Economy, 2012). As indicated by the

Wednesday, July 15, 2020

Income Protection Insurance Guide Definition, Coverage, Suitability, Pricing, Taxation

Income Protection Insurance Guide Definition, Coverage, Suitability, Pricing, Taxation One of the most important things in your life as an employed person is your income.The term “employed” as used here can either mean employed by someone or self-employed. Both are forms of employment.Hard work pays. And when you get paid for your hard work, you definitely enjoy it.This is the fruit of your labor. It is your income and you have every right to enjoy it.As much as you can go out for dinner, shopping or indulge in some way, your bills cannot be ignored. And key among them is your housing, whether rent or mortgage.Food is equally important and so are the fees for your children’s schooling if you have kids. You might also be pursuing an education yourself.Basically, there are expenses which have to be taken care of.Keeping with the cycle of working, getting paid and settling bills, what if your income suddenly disappeared?This is not a case of negative thinking. It is a call to think about the future.PROTECTING YOUR INCOMEYou obviously wouldn’t want such a situation in your life. You want everything to go well. Your employer to increase your pay.If self-employed, you want more business so as to expand and have increased sales.All this is great and even necessary to think about and look forward to. Still, in the midst of all of this, you need to plan for some not-so-good eventualities in case they show up.One eventuality is illness or disability which can cause you to be unable to work. Being unable to work means potentially being unable to earn an income.This means that you won’t be able to settle your bills. And this is not a good situation to find yourself in.Consider the below statistics: Source: Rocky Mountain ADA CenterIncome Protection InsuranceDisability can happen. In a split of a second, an accident can result in a disability.A seemingly small disease can get worse and become a more life-threatening condition. All this time, your bills will still be accumulating.To stay safe, you can protect yourself using an insurance policy called income protection. This is also known as salary continuance and is used when someone gets sick or injured and is unable to work. This insurance policy will pay you on a monthly basis to sustain you during this time.Income protection insurance can especially be great if you are self-employed or a small business owner.The risks involved in such cases are high since you are the one depended upon by the business. If you are not there, the business stalls.This is different from large corporations where structures and processes have been established. The exit or absence of one employee easily gets sorted and no much harm is experienced.But an income protection insurance policy is not just for the self-employed.The fact that employees have a constant flow of pay makes it easy for them to pay their premiums. They are also able to negotiate lower premium payments.The amount of premium paid is however depended on many factors as will be discussed later in this article.WHICH TYPE OF POLICY IS BEST FOR YOU?It’s important to have some basic understanding of the options available before going into discussions with your adviser.Although he can explain everything and answer all your questions, being informed gives you an opportunity to know what to look for.There are two main types of income protection insurance policies. They are largely different on the basis of application requirements and payment amounts.However, there are still other differences as you will see below.Indemnity Value Income ProtectionThis is the more common income protection insurance policy. It is cheaper than the other alternative. Many people apply fo r it and enjoy how it works.Because of how it has been designed, application is very easy.There are some insurers who have even provided a means for people to apply using their phones.This means that there is no requirement for things such as medical tests.Here is what distinguishes this policy from the other option:1. No proof of income amounts required during application â€" this makes these policies very popular due to the ease of application. All that you will be required to do is state the amount of income you earn.This will be used to calculate the premium amount you will be paying. Even though you are not required to give proof of your income amount, you will do best to be honest.The time of proving the income will come laterâ€"when you make a claim for payment.2. Monthly benefit payment is assessed and agreed upon at the time of claiming â€" when the time to claim comes, you will be taken through a process of finding out the truth of your claims during the application proces s.If you are employed, you will need to provide pay slips as directed by the insurer.This process can be lengthy and tiring for some people. You will have to provide whatever the insurer needs so as to assess the amount to be paid as benefits.3. Benefits paid are the lesser of 75% of your pre-disability income or monthly income insured â€" as the benefits are being calculated, there are two choices which the insurers can use for payment. Either 75% of your income amount before the disability or the monthly income insured.The amount which is lesser than the other is what will be paid out. This can be a bit disappointing in case the amount decided upon is lower than what you expected.This often happens if your salary has reduced since the time you applied.Agreed Value Income ProtectionThis is the other option for you while looking to insure your income.Although the same purposes are served as with the indemnity option, it goes about it a bit differently.This option also tends to be qu ite expensive and not as popular as the indemnity policy.Here are some of the ways it distinguishes itself:1. Income amount is proved during application â€" to apply for this policy, you have to avail yourself to the insurer with evidence of the pay amounts you currently receive.This will be part of the process and the figures will help determine premium amounts.For this reason, those applying for it are fewer. It is also more expensive due to the amounts to be paid as benefits. The next point explains this further.2. Monthly benefit payment is assessed and agreed upon during application â€" as the name of this policy indicates, the amount to be paid is agreed upon at the time of application.Take note that the insurer will have to stick to this figure since it is what has been agreed upon.As such, the insurer has to calculate the premium amounts which will provide the benefits amount. This makes the policy more expensive since the insurer has to cover himself.That only means higher premium payments.3. Provides certainty in the amount to be received after claim â€" once the amount to be paid as benefits is agreed upon, there can be no change. That is the amount that will be paid.This makes the policy a good choice for someone who wants predictability.This helps in planning for those situations in which you might be unable to work. If you know that you will get a certain amount of money which will be enough for your expenses, then you are at peace. HOW MUCH DO INCOME PROTECTION INSURANCE POLICIES COST?This is a central talking point in the discussion about insurance policies. They are definitely an expense and you want to know how much it will cost you.The first thing to understand is that there is no specific answer to this question. Insurance policies differ from one another depending on how they have been designed.As much as there are only two major types, there are things one insurer will consider while the other one won’t.That aside, there are some common factors which determine the cost of income protection policies. Here we will briefly discuss 7 factors.From these, you will be able to know whether yours will be cheaper or expensive.Percentage of Income to be CoveredIn the discussion which you will have with your insurer, you will be the one asking for certain benefits. The insurer will then advise on the possibility or impossibility of your request.Alternatively, you can present your information and request to know how much can be insured.Either way, your needs will be considered and they are at the center of everything. If your needs are more, then you will be required to pay a higher premium.Note that you cannot have a policy which will pay more than your gross salary.This might end up being a case of you benefiting from your illness or injury. More than that, it will simply be against insurance policy standards to offer you such a payment.For the agreed value policy, you will have some room to negotiate a higher benefits payme nt if that’s what you want.Just keep in mind that this is determined by your current income. If your pay cannot sustain it, then you may not get it.Waiting PeriodThe waiting period is the time it takes for the coverage to begin or the claim to be made. It is a duration of time which is agreed on by you and the insurer.This period is usually part of the terms of the policy. It ensures that you cannot claim benefits within a certain time frame.Depending on what you want and what is agreed on, the waiting time will vary. It can be anything from 3 months to even 1 year.In health insurance for example, this is implemented to prevent cases where policyholders claim treatment for a disease they had before the application of the insurance plan.In some cases, some people can attempt making a claim immediately or soon after the coverage plan has began.Where the waiting time is longer, then the premiums will most likely be of lower amounts.The shorter the waiting time, the higher the premium s.Age and GenderYour age and gender are other factors which will determine the cost of your income protection insurance policy. This is informed by the different aspects of life between men and women.For example, women have generally been known to take up more insurance products compared to men. This can be traced down to pregnancies and conditions relating to their nervous systems.This points to more vulnerability. The more vulnerable you are, the higher the risk.In other cases, men might be the ones paying higher premiums because they are more likely to be involved in accidents than women. Accidents are responsible for 10% of the cases of disabilities.The age factor is an obvious one. The older you are, the more at risk you are to become sick. The younger you are, the less the risk. The elderly often have higher premiums because there are many different diseases they may suffer from.The younger ones on the other hand, are more healthy and strong, unless they have a medical conditi on. Source: Employee Benefit AdviserRange of Illnesses CoveredSince these policies cover the inability to work as a result of illnesses or injuries, there are definitely some illnesses which won’t be covered.These are those which can be ruled to be as a result of irresponsible behavior.An example is a case of sickness caused by the continued use of drugs. Drug use has its effects. In many cases, especially in extreme cases of drug abuse, things can get out of hand.Such conditions can be either short-term or long-term.Although short-term conditions can also be dangerous, it is the long-term conditions that will often stand out.Some diseases which can be caused by drug use include heart disease, cancer, lung disease and even mental illness.There is one particular drug, though considered a social drug, that can be very dangerous. In fact many insurers will question you about it. That drug is nicotine.This is found mostly in cigarettes and many insurers will ask you whether you smoke.Healt h StatusYour health status is very important to the insurer. This is because your health determines how soon you can become unable to work.During application, especially for the agreed value policy, you will have to undergo a medical test.What the results will indicate is what will be used to determine the premium.The healthier you are, the less vulnerable you are to diseases. This means cheaper premiums.Some of the diseases ranking highly as dangerous are those relating to your mind and heart.OccupationYour occupation will also play a role in determining how much you pay as premium. It is your daily work that exposes you to risks and so what you do daily counts.The manual and more specialized jobs will attract higher premium payments.For manual jobs, the number of risks involved are many. For example, you may be working in a factory where you are involved in cutting glass.What happens if you one day get injured for handling the glass without special equipment?Some professionals can also be considered high-risk individuals. Surgeons are one of them. Although they don’t do manual jobs, they operate in highly risky environments.Some surgeons work for many hours as they perform surgeries. Where the surgeons are few, the chances of stress-related conditions like anxiety and depression can be experienced.LifestyleYour lifestyle can also determine the cost of your cover. For example, you may be a fan of surfing on the beach. As much as you may be experienced, there are dangers from waves.Your chances of dying in the sea are higher than someone who spends his free time listening to music.At the same time, some sports make you more vulnerable to hurt than others. For instance, your free time may be spent practicing boxing and mixed martial arts.These can cause bodily damage. Compare this with a sport like chess which only engages the mind.Since covers look at the level of exposure to risk, the more risky your lifestyle, the more your cover will cost.TAXATIONFor Inco me protection insurance, the one paying the premiums determines whether the benefits will be tax deductible.If you pay the premiums yourself, then the benefits will not be tax-deductible. This is because you paid taxes from your income. As such, taxing the benefits payout would result in double taxation.On the other hand, if your premiums are being paid by your employer, the benefits from it are taxable. This is because the payments never went through any form of taxation.When the payout is done, this will be a source of income for you.This is why it will be taxed.You might have shared the cost of the premium with your employer. In this case, the taxes deducted will be dependent on the percentage contributed by both parties.For instance, you may have contributed 50% while your employer contributed the other 50%. When the benefits are paid out, 50% of the payment will be taxed. This represents the portion paid by your employer.CONCLUSIONSince you’re not in complete control over you r life, do the wise thing. Insure your income and live with some peace of mind.Then you’ll be safe despite any disruptions in your ability to earn an income.

Thursday, May 21, 2020

Scarlet Letter Revenge - 1289 Words

John Drost Mr. Bianca Block 6 11/5/12 Revenge: Connections and Deceit The Crucible and The Scarlet Letter are very similar in many distinct perspectives, but both pieces of writing have the same theme: revenge. For example, the two stories take place in the same time frame, approximately around the mid 1700 s to early 1800 s. During this time period, many people were highly religious, and believed that things that could not be explained by normal means, thus forming the theory of the Devil s work, also known as witchcraft. Both towns, Salem and Boston, of The Crucible and The Scarlet Letter respectively were colonized by Puritans and their beliefs and rules of God. The setting contributes to the revenge in both pieces of writing†¦show more content†¦Both of these pieces of writing use revenge in both a physical and mental state. However, both stories end with different results. Drost Page 3 In The Crucible, John Proctor was unsuccessful in saving the majority of innocent lives that were accused of witchcraft. However, John Proctor was successful on saving his wife from death by sacrificing his own. Also, Abigail Williams was unsuccessful on eliminating Elizabeth Proctor so that she may have John Proctor for herself, in which afterwards she flees Salem. On the other hand, she was successful on eliminating many respected people of the town of Salem that blackened her name and made her appearance undesirable. Reverend Parris was successful and unsuccessful in his endeavors, which was buying the land of those who were executed that was to be auctioned off. However, he was unsuccessful in his attempt to buy Giles land, as he died by being stoned. Since Giles died in a Christian way, his land was to be passed down to his family. Goody Putnam, after losing seven out of eight children, wanted revenge on those whom she thought were the cause of her children s deat hs. She was successful in her endeavor, accusing Rebecca Nurse of her children s deaths, seeing how Rebecca Nurse had many children and grandchildren. Rebecca Nurse was executed along with countless others because she did not confess to being a tool of the Devil andShow MoreRelated Revenge in Hawthornes The Scarlet Letter Essay901 Words   |  4 Pages The Scarlet Letter:nbsp; Revenge nbsp; Revenge is the act of retaliating in order to get even with someone for the wrongs they have done. In the novel â€Å"The Scarlet Letter,† the author, Nathaniel Hawthorne, uses Roger Chillingworth to reap revenge on Arthur Dimmesdale for his affair with his wife, Hester Prynne. Chillingworth becomes so devoted to revenge that is all his life revolves around. Chillingworth then devotes the rest of his life to taking revenge on Dimmesdale. As the novelRead MoreSymbolism Of Nathaniel Hawthorne s The Scarlet Letter 1159 Words   |  5 PagesSymbolism in the Scarlet Letter The Scarlet Letter written by Nathaniel Hawthorne is known to have a lot of symbolism. Symbolism is a way to convey ideas and give a book a deeper meaning to readers. While there are many symbols in the Scarlet Letter, there are a few that stand out more than others. Pearl, Hester, Dimmesdale, and Chillingworth are all main characters that have symbols. Hawthorne symbols are used to help readers relate to the story. In order to really comprehend the book the readerRead MoreWhat Is the Moral of the Scarlet Letter? Essay952 Words   |  4 Pages Nathaniel Hawthorne is famous for his long fictional work the scarlet letter in 1850, which is still considered as the most important work of him. The scarlet letter involves the presence of facts and figures to support the text and also includes the fictional work in the text. Hawthorne was actually inspired from the manuscripts he got in the custom house in Salem while he was working as an executive officer or the surveyor in custom house where the taxes are paid, their he foundRead MoreThe Worst Sinner in the Scarlet Letter1444 Words   |  6 PagesThe Worst Sinner in The Scarlet Letter In The Scarlet Letter there are three main sinners presented to the reader. Hester Prynne, Arthur Dimmesdale and Roger Chillingworth are all written with their own forms of sin, and each has a unique coping mechanism for their sins and guilt. Sin, at this time, was a hugely important part of daily life, and punishment for one’s sins was universally seen as not only a positive thing, but a necessary action to keep the people of the colony pure. Both HesterRead MoreSymbolism Of The Scarlet Letter By Nathaniel Hawthorne1464 Words   |  6 PagesNicholas Markle Mrs. Voshell Honors English 10 6 January 2017 Symbolism in the Scarlet Letter In Nathaniel Hawthorne’s book, The Scarlet Letter, symbolism is used to give the reader an in-depth understanding into the events that take place in the story. There are several symbols that Hawthorne uses to give meaning to the people, places, and things throughout the story. In The Scarlet Letter, Hester Prynne’s husband disappears and is thought to be dead. She has a child with Dimmesdale, Hester’sRead MoreThe Puritan Community in The Scarlet Letter by Nathaniel Hawthorne687 Words   |  3 PagesThe Scarlet Letter by Nathaniel Hawthorne The Scarlet Letter, a novel by Nathaniel Hawthorn takes place in Boston of 1640 of Puritan community. It shows a dark, gray, violently moral society found as a kind of Puritan Utopia. The main characters in the story are Hester Prynne, Arthur Dimmesdale, and Roger Chillingworth. This novel illustrates the effects of sin on the heart and minds, how a persons downfall may be caused by the destructive human emotions of hidden guilt and revenge. InRead MoreRevenge1222 Words   |  5 Pages This writing focuses on the character Roger Chillingworth, who is one of the main characters in the Scarlet Letter. Chillingworth is first introduced as a â€Å"white man, clad in a strange disarray of civilized clothing and savage costume† (â€Å"Scarlet Letter: Page 1365†). It goes on to describe him as a small old man who has a look of high intellect and a deformed body. Chillingworth plays a chilling and disturbing character throughout the book. He acts almost inhumanly, which o ne could note that evenRead MoreQuestions On Hester s Scarlet Letter985 Words   |  4 PagesHester’s wearing of the scarlet letter differs from Dimmesdale’s struggling? 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Yet, Hester s eventual accepta nce of herRead MoreHester As An Imperfect Heroine1515 Words   |  7 PagesKristen Weber Mrs. Kilcullen Honors English 25 November, 2013 Hester as an Imperfect Heroine The Scarlet Letter, a story of Hester Prynne and her paramour, Reverend Dimmesdale, and her malicious husband in pursuit for revenge, Roger Chillingworth. The novel begins in the Puritan society in Boston, Massachusetts, during the 1640’s. The town first ostracizes Hester because of their strong religious beliefs. Hester is then faced with an immense struggle against the town and Roger Chillingworth.

Wednesday, May 6, 2020

The Effects Of Music Therapy On Patients With Dementia

Music has long been an interest of mine, it was always used as an escape from reality and can be very therapeutic; with that information I wanted to see if and how music therapy could be used to aide in patients who suffered from dementia. When conducting my own research I ran across an article titled â€Å"Connecting through music: A study of a spousal caregiver-directed music intervention designed to prolong fulfilling relationships in couples where one person has dementia†, this article caught my attention because it examined the relationship of couples where one of the spouses’ suffered from dementia and the other spouse was the primary caregiver. Music therapy is recognized to reduce agitation in patients with dementia (Dileo Bradt, 2005; Helmes Wiancko, 2006; Holmes et al., 2006; Ledger Baker, 2007) and also leads to the sharing of meaningful experiences between caregivers and dementia patients in residential care settings. (Brotons, Marti, 2003; Clair Ebbert s, 1997) Music is known to be a social phenomenon that stimulates people who have dementia, it is also helpful with memory and when the caregivers listen to music it enhances their mood to suggest that music addresses the needs of both the spousal caregiver and patient. In this particular study one of the research questions is â€Å"does ‘music sharing’ experiences or home based music interaction that occurs between the spouse and caregiver affect the spousal relationship, caregiver well-being, or satisfactionShow MoreRelatedThe Effects Of Music Therapy On Dementia Patients With General Recreational Daily Activities2032 Words   |  9 PagesIn this qualitative randomized clinical study, Vink, Zuidersma, Boersma, de Jonge, Zuidema, and Slaets (2013) illustrate the effects of music therapy on dementia patients with general recreational daily activities. 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It has saved an abundanceRead MoreMy First Clinical Rotation As A Nursing Student1314 Words   |  6 Pagesstudent, I was assigned to care for several older adults suffering from dementia. Although all of my patients ranged in severity from mild to severe progression of dementia, they all experienced moments of agitation, anxiety, or disturbed behaviors related to their disease. It occurred to me after careful review of several patient charts that despite often being prescribed pharmaceutical regimes for other comorbidities, these patients were rarely prescribed medications, besides those to control anxietyRead MoreDementia And The Power Of Music Therapy By Steve Matthews1011 Words   |  5 Pages In the article â€Å"Dementia and the Power of Music Therapy† by Steve Matthews, argues that music therapy has positive effects on dementia, in terms of non-pharmacological treatment, inexpensive in health budgets, and neurocognitive benefits for patients. Matthews starts off the article by describing current tendency of dementia in western nation. He mentions that dementia is one of fast increasing disease in United States, Canada, UK, Europe, and Australia. Additionally, Australian government’s investmentRead MoreThe American Music Therapy Association1043 Words   |  5 PagesThe American Music Therapy Association (AMTA) defines music therapy as an â€Å"established health profession in which music is used within a therapeutic relationship to address physical, emotional, cognitive, and social needs of individuals†. Studies have shown that there are clear benefits from listening to or playing music, but research over the last decade proves music can be used to heal in the medical field. Dementia and other neurological disorders have no cure, only treatments to lessen the symptomsRead MoreThe Effects Of Music Therapy On People With Dementia1147 Words   |  5 PagesJ. J. (2013). The effect of music therapy compared with general recreational activities in reducing agitation in people with dementia: A randomised controlled trial. International Journal Of Geriatric Psychiatry, 28(10), 1031-1038. doi:10.1002/gps.3924 First in-text citation: Vink et al. (2013)†¦ Subsequent in-text citations: (Vink et al., 2013) The purpose of this study was to determine if there was any significant difference between the effects and usefulness of music therapy compared to generalRead MoreThe National Institute Of Neurological Disorders And Stroke Defines Dementia1563 Words   |  7 PagesStroke defines dementia as:â€Å" word for a group of symptoms caused by disorders that affect the brain. It is not a specific disease. People with dementia may not be able to think well enough to do normal activities, such as getting dressed or eating. They may lose their ability to solve problems or control their emotions. Their personalities may change. They may become agitated or see things that are not there. (Health, 2014).This essay is going to discuss and explore what dementia is and the fourRead MoreSensory Interventions Of Dementia Patients820 Words   |  4 Pagesin Dementia Patients Morgan Shippy (Students Name) Northwest Arkansas Community College NURS9108: Fundamentals of Nursing Summer 2016 (Term Year) 2 Research Summary Table: Sensory Interventions in Dementia Patients Author, Year of Publication Purpose Sample/ Number of Participants Design/Level of Evidence Findings Limitations A. C. Vink et al. (2012) To compare the effects of music therapyRead MoreThe Healing Power Of Music1612 Words   |  7 PagesThe Healing Power of Music The Alzheimer’s Foundation of America, defines Alzheimer’s as being the most common form of dementia, occurring in 60% to 80% of people suffering from symptoms of dementia (Clair Tomaino, 2016). The foundation also states that it is an irreversible disease that progresses over time, destroying cognitive functions such as: memory, learning, and language skills. Furthermore it may alter behaviors and mood, cause disorientation, as well as agitation (Clair TomainoRead MoreMusic Therapy And Dementi1763 Words   |  8 Pages Music Therapy and Dementia Debora Moran Norwalk Community College MUSIC THERAPY AND DEMENTIA 2 Music is powerful. It arouses feelings and memories of specific past events and such a wide array of emotions. Music is associated with emotion and events in people’s lives that can be remembered long after the event occurred. Therapists can use music therapy to improve the overall physical and mental

Information Technology Its Evolution, Advantages and Disadvantages Free Essays

string(56) " tedious calculations a bit easier to trace and record\." Main Topic: Information Technology: Its Evolution, Advantages and Disadvantages Creative Topic: So You Love IT: Where Has it Been? Where is it Going? Sub-topic: A Brief Examination of the Evolution of Information Technology, and Some Uses and Misuses. Today in society, people cannot conceive of a life without technology. Surrounding us are various technologies that are helping people to live their lives with more luxury. We will write a custom essay sample on Information Technology: Its Evolution, Advantages and Disadvantages or any similar topic only for you Order Now Technological advancements are not just limited to computers; there are many other fields in which it has made significant ground breaking developments such as from carts to cars, from constantly being pinned down by gravity to air travel and from being confined to the earth to travel among the stars. There are many significant persons throughout history that have made ground breaking discoveries such as Blaise Pascal, Charles Babbage and Herman Hollerith which in turn laid the foundation for modern IT professionals such as Bill Gate and Steve Jobs. Information Technology (IT) involves more than just computer literacy; it also takes into account how computers work and how these computers can further be used not just for information processing but also for communications and problem solving tasks as well. Our world today has changed a great deal with the aid of Information Technology. Jobs that were once done manually have now become computerized, simply requiring a single click of a mouse to get a task completed versus years ago when everything was exceedingly more difficult. With the aid of IT we are not only able to streamline our business processes but we are also able to get constant information in ‘real time’ that is up to the minute and up to date. The significance of IT can be seen from the fact that it has penetrated almost every aspect of our daily lives and the society, from business to leisure. Therefore in order to understand more deeply about IT it is important to inspect the evolution of technology and some of its uses and misuses. 1. The Birth of IT goes back many centuries, from the development of mathematics, to electro-mechanical machines, to the first digital computer. A. The concept of mathematics was expressed in stone and wood cravings, a calculating machine then to an analytical engine. B. Electro-mechanical machines paved way for communication such as the telegraph, telephone and the Internet. C. Digital computer introduced computer programming, the use of transistor and integrated circuits. 2. The uses of computer have proven to be very beneficial in communication, Business and Education. D. Enhancements in communication have increased transition of data, bridged cultural gaps and brought about positive globalization. E. Computers have created jobs in the business industry and also have improved protection of vital information and have reduced productivity time. F. The use of IT has enhanced education, the ability to learn and access to learning materials. 3. The misuses of computer have been problematic in the communication, Business and Education sectors. G. The development of communication devices as brought about issues of privacy, technological addiction and cultural domination. H. Business enterprises have also caused some problems such as job elimination, security breaches and expensive implementation. I. The education sector is diminishing the overall learning process resulting in loss of skill, plagiarism and the poor remains poor. Today in society, people cannot conceive of a life without technology. Surrounding us are various technologies that are helping people to live their lives with more luxury. Technological advancements are not just limited to computers; there are many other fields in which it has made significant ground breaking developments such as from carts to cars, from constantly being pinned down by gravity to air travel and from being confined to the earth to travel among the stars. There are many significant persons throughout history that have made ground breaking discoveries such as Blaise Pascal, Charles Babbage and Herman Hollerith which in turn laid the foundation for modern IT professionals such as Bill Gate and Steve Jobs. Information Technology (IT) involves more than just computer literacy; it also takes into account how computers work and how these computers can further be used not just for information processing but also for communications and problem solving tasks as well. Our world today has changed a great deal with the aid of Information Technology. Jobs that were once done manually have now become computerized, simply requiring a single click of a mouse to get a task completed versus years ago when everything was exceedingly more difficult. With the aid of IT we are not only able to streamline our business processes but we are also able to get constant information in ‘real time’ that is up to the minute and up to date. The significance of IT can be seen from the fact that it has penetrated almost every aspect of our daily lives and the society, from business to leisure. Therefore in order to understand more deeply about IT, it is important to inspect the evolution of technology and some of its uses and misuses. The Birth of IT goes back many centuries, from the development of mathematics, to electro-mechanical machines, to the first digital computer. These ground breaking consecutive technological innovations made it possible to develop the glorious industry we have come to know has IT. Through the use of abstraction and logical reasoning, mathematics developed from counting, calculation, measurement, and the systematic study of the shapes and motions of physical objects(Insert Citation). The development of mathematics led to the development of tools to help in computation such as sticks, stones and various carvings, used in an almost futile attempt to record data and information. These objects were used because no other methods were available to efficiently follow and store a mathematical equation at the time. These were used for centuries until the wonderful use of paper came into being and until the marvellous abacus was invented which made performing tedious calculations a bit easier to trace and record. You read "Information Technology: Its Evolution, Advantages and Disadvantages" in category "Papers" The abacus was a simple wooden box with beads strung along a wooden mid-bar to perform calculation (citation). Mathematics is used throughout the world as an essential tool in many fields, not just IT but also including the natural sciences, engineering, medicine, and the social sciences. Blaise Pascal took advantage of fundamental mathematical principles and developed n outstanding machine. Blaise Pascal was credited with building the first calculating machine in 17th century. He invented the first digital calculator as a means of helping his father perform tedious tax accounting (citation). He called his amazing device Pascal’s calculator which had a metal wheel dial that was tur ned to the appropriate numbers and symbols to preform calculations; the answers appeared in boxes in the top of the calculator. This was one the first contributions to the field of IT and it has advanced to the calculators we have grown to know and love today. Pascal continued to make improvements to his machine and built fifty Pascaline machines in total. The first Pascaline machine could only handle 5-digit numbers, but later Pascal developed 6 digit and 8 digit versions of the Pascaline. This method of advancing current inventions in order to expand their capabilities is one of the key concepts of evolution. It was an extraordinary achievement which would lead to greater heights in the field of IT such as the Analytical Engine. In the 19th century, Charles Babbage, whom is considered the father of computing, designed the first â€Å"analytical engine. (citation) It was his idea of a mechanical digital computer which could perform basic input, processing, output and storage that all computers that followed are based on in today’s modern society. This machine had a mechanical computing â€Å"mill†(the processor) and used punch cards to store the numbers and processing requirements. Lady Augusta Ada Lovelace was a great supp orter of Charles Babbage and she convinced him to use binary systems in his engines. Because she wrote some programs for Babbages’ engines, she is considered the first programmer (citation). His vision of a massive brass, steam-powered, general-purpose, mechanical computer inspired some of the great minds of the nineteenth century. Almost a century later, Charles’ ideas re-emerged with the development of electro-mechanical calculating machines such as the tabulating machine and devices used for telecommunication. Electro-mechanical machines paved way new and exciting way to communicate such as the telegraph, telephone and the internet. A telegraph is a machine which is used for transmitting messages in the form of electrical impulses which can be converted into data (citation). A message sent via telegraph is coded in a language called Morse code but the message itself is called a telegram or cablegram. Telegraph machines had to be connected through a series of wires in order to exchange messages. The operator would key a message in the Morse alphabet, and the receiving telegraph machine on the other side would register the message in the form of clicks, different click have different meanings w the messages were decoded. By listening to the pattern of clicks, the receiving operator could hear the message and transcribe it before passing it on to the recipient. Advancements were made to telegraphy which introduced wireless telegraphy. This enabled telegraph messages were transmitted over the radio waves which marked a drastic change in the system, allowing people to rapidly transmit messages in areas without troublesome telegraph cables. Wireless laid the groundwork for later methods of communication such as the telephone. In the 1870s, Alexander Graham Bell designed a device that could transmit speech electrically (the telephone) (citation). The telegraph and telephone are both wire-based electrical systems, and Alexander Graham Bell’s superb success with the telephone came as a direct result of his attempts to improve the telegraph which as we can see again that innovation is possible through evolution. The telegraph was basically limited to receiving and sending one message at a time consequently Bell sought to improve on the telegraph to â€Å"fix† this problem. His aim was to be able to transmit multiple messages back and forth across the same line which of course brought us the telephone. But advancements in communication did not stop there. Later on person’s discovered that these same telephone lines could be used to transmit and share data across devices thus the idea of an inter-connected network (the internet) was introduced. The Internet was the result various persons wanting to share information between computers. A man named Lawrence Roberts of MIT (Massachusetts Institute of Technology) connected a Massachusetts computer with a California computer in 1965 over dial-up telephone lines and he discovered hat computer could share information through telephone lines (citation). The idea was developed further and a series on inter-connected networks created what we know today as the World Wide Web. This idea was indeed useful when the first digital computer was made. The first electronic digital computer, ENIAC (Electronic Numerical Integrator and Computer), was developed in 1946 however it was not very efficient due to poor programming and architecture thus it was necessary to improve on computer coding and develop better technology to run the software on (citation). A man named Von Neumann, a mathematics professor, developed the idea further. He added the idea of a stored computer program. This was a set of instructions stored in the memory of the computer, which the computer obeyed to complete the programmed task (citation). From this stage, computers and computer programming evolved rapidly. The move from vacuum tubes to transistors significantly reduced the size and cost of the machines, and increased their reliability. Then came integrated circuit technology, which has reduced the size (and cost) of computers. In the 1960s, the typical computer was a transistor-based machine that cost half a million dollars, and needed a large, air-conditioned room and an on-site engineer. The same computer power now costs $2,000 and sits on a desk. As computers became smaller and cheaper, they also became faster–made possible by a single integrated circuit called a chip. The evolution of technology has proven to be very useful in various sectors of the world. IT is here to stay thus let us take advantage of it and explore it many benefits. The uses of computer have proven to be very beneficial in communication, Business and Education. Enhancements in communication have increased transition of data, bridged cultural gaps and brought about positive globalization. Nowadays, people can get hot news from any parts of the world very quickly by using E-mail and Internet. Moreover, telephone-local or/and overseas is playing a key role for people to communicate to with each other. Our means of communication has greatly improved in the dawn of the modern technology. We now have so many hi-tech gadgets that we use for everyday to communicating with people from all over the world. We can now communicate with anyone around the globe by simply text messaging them or sending them an email for an almost instantaneous response. The telephone is a very helpful mean tool for us to talk with people from remote places, then came out the cellular phones, which we can take with us wherever we go. Now, we are given the privilege to use computers and the internet that has such a wide variety of easy communication offers. Transmission of data has become so easy compared to back in the day. With the help of information technology, communication has also become cheaper, quicker, and more efficient. The internet has also opened up face to face direct communication from different parts of the world thanks to the helps of video conferencing. It is one of the reasons why we should be thankful for technology. This ability to communicate with people worldwide has opened our eyes to various other cultures. Information technology has helped to bridge the cultural gap by helping people from different cultures to communicate with one another, and allow for the exchange of views and ideas, thus increasing awareness and reducing prejudice. In a world where there is tension between different racial groups especially in a case where these groups cannot communicate so resolve their differences, it can be a BIG problem for the tourism sector and inter-racial relationship between countries. Advancements in communication have allowed us bridge cultural barriers and rectify our differences. Cultural unison is very important in developing the world and globalization can be seen a good thing. IT has not only brought the world closer together, but it has allowed the world’s economy to become a single interdependent system. This means that we can not only share information quickly and efficiently, but we can also bring down barriers of linguistic and geographic boundaries. The world has developed into a global village due to the help of IT allowing countries like Chile and Japan who are not only separated by distance but also by language to shares ideas and information with each other. IT has not only proved beneficial in method communications but also to the business industry. Computers have created jobs in the business industry and also have improved protection of vital information and have reduced productivity time. Probably the best advantage of information technology is the creation of new and interesting jobs. Computer programmers, Systems analyzers, Hardware and Software developers and Web designers are just some of the many new employment opportunities created with the help of IT. Job creation is just of the aspects that IT has benefited people, securing data is another. IT creates electronic storage systems to protect a company’s valuable records. According to the Graziadio Business Report, published by Pepperdine University, secure maintenance of customer and patient files is vital to business integrity. Storage systems, such as virtual vaults, keep information safe by only allowing certain users within your company to access, withdraw, add or change the documents. According to an article in Science Daily, IT security engineering systems protect your electronic information from being hacked, or wiped out during a technological disaster. Electronic security engineering means your valuable records will remain untouchable. Production has also been increased. Now, we can create materials in just minutes with multiple copies of those productions at a time. Before persons had to make products manually which sometime took days and weeks which cuts into the companies’ profit and often time this would result in worker’s pay getting slashed in an attempt to keep the business running. This is what the modern machines contribute to our society. The benefits IT has allow aid teachers and students in the educational sector. The use of IT has enhanced education, the ability to learn and access to learning materials. Technology has revolutionized the classroom and the learning experience as a whole. The technology available today has made a wealth of knowledge available to students, which offers great potential for the speed and style of learning. Information is presented in so many ways that any type learner, whether gifted or disabled, can find and use the necessary material. This fact relates not only to the Internet, but to all the many technological improvements in learning, from smart boards to handheld dictionaries. Students at Northern Caribbean University are able to finish 6 months courses in 4 months which is an improvement compared to the time students normally take to learn certain concepts. Some students have become resent the learning process as a whole and the simple reason is because it is just â€Å"not their style†. Since the dawn of technological age pass method of teaching have become boring to students. Pass methods have become stale and it was just not the kind of setting that some students were able to learn in. With the introduction of new methods of teaching and with the â€Å"old† method still present students ability to learn as improve because they can be in a setting that pleases them and makes them comfortable thus learning is easier. Most persons now have access to various learning materials, access to this information is just a click away thus education is now a wide spread privilege. The information on the Internet is there for all who have access, without discrimination. People of all social strata are able to use technological advances, which is a fairly new academic development. The advantages to IT are numerous however; modern technology doesn’t automatically bring the good things but some bad points. The misuses of computer have been problematic in the communication, Business and Education sectors. The development of communication devices as brought about issues of privacy, technological addiction and cultural domination. Too many people can communicate with us all at the same time. It can create opportunities for fraudulent scams and dangerous spamming in a lot of ways. Though IT may have made communication quicker, easier and more convenient, it has also bought along privacy issues. From cell phone signal interceptions to email hacking, people are now worried about their once private information becoming public knowledge. Often times persons receive emails from what seems to be their well trusted banking company which prompts them to verify their bank account number an password after which they later find out that their account was completely drained of all funds. The youth has also been very much addicted to gadgets and they spend too much time with it which results in delinquency in school work, outdoor social activities and also they start to neglect chores and personal hygiene. Try asking a child playing with a PSP to do his homework and more than likely his reply will be â€Å"just one more game†. Try asking that child to get some fresh air and more than likely his reply will be â€Å"I prefer to stay inside use chat on Facebook†. Another disadvantage is that is causes cultural domination. While IT may have made the world a global village, it has also contributed to one culture dominating weaker one. For example it is now argued that US influences have caused most young teenagers all over the world now act, dress and behave like those of the US which results in personality issues because the child does not take the time to figure out what he/her is interested in. Instead they imitate and not only adapt a culture’s â€Å"good† standing but also their bad behaviour. These disadvantages extend into the business sector as well. Business enterprises have also caused some problems such as job elimination, security breaches and expensive implementation. While information technology may have streamlined the business process it has also crated job redundancies, downsizing and outsourcing. This means that a lot of lower and middle level jobs have been done away with causing more people to become unemployed. Implementing IT into business operations can save a great deal of time during the completion of daily tasks. Paperwork is processed immediately, and financial transactions are automatically calculated. Although businesses may view this expediency as a boon, there are untoward effects to such levels of automation. As technology improves, tasks that were formerly performed by human employees are now carried out by computer systems. For example, automated telephone answering systems have replaced live receptionists in many organizations. This leads to the elimination of jobs and, in some cases, alienation of clients. Unemployed specialists and once-loyal employees may have difficulty securing future employment. Data security has also become an issue. The ability to store information in an electronic database facilitates quicker, more efficient communication. In the past, an individual would sift through stacks of paper records to retrieve data. With properly implemented technology, information can be recovered at the touch of a button. Although information technology systems allow business to be conducted at a faster pace, they are not without their flaws. Information technology systems are vulnerable to security breaches, particularly when they are accessible via the Internet. If appropriate measures are not in place, unauthorized individuals may access confidential data. Information may be altered, permanently destroyed or used for unsavoury purposes. In order to keep a business â€Å"up to date† lots money has to be spent to implement new technology. Every business must consider start-up costs when implementing any type of information technology system. In addition to the cost of hardware and software, some technology vendors require businesses to purchase user licenses for each employee that will be operating the system. Businesses must examine the cost of training employees in unfamiliar technology. Although basic information technology systems may be user friendly, advanced programs still require formal instruction by an expert consultant. In addition to the start-up expenses, information technology systems are expensive to maintain. Systems malfunction, and when they do, businesses must engage skilled technicians to troubleshoot and make the necessary repairs. These expenses present a major disadvantage of information technology in business, particularly to businesses that are entering the technology era for the first time. The education sector has also suffered at the hand of technology. The education sector is diminishing the overall learning process resulting in loss of skill, plagiarism and the poor remains poor. With this increased access to knowledge also comes a probable loss of communication skills and interactive abilities between students and teacher, and students to peers. These skills are not as necessary in a classroom of computers, where individuality is a component of learning and is encouraged. Aside from learning, conflict resolution and socialization used to be two prominent reasons children came to school. The emphasis now has shifted away from these areas. How to cite Information Technology: Its Evolution, Advantages and Disadvantages, Papers

Friday, April 24, 2020

The Prevalence Of Breast Cancer Among Black Women Essays - RTT

The Prevalence Of Breast Cancer Among Black Women Exploring the Growth of Breast Cancer Among African American Women Breast cancer develops as an abnormal growth of cells accumulate within the breast. Recent studies have proven that White women have a higher risk of developing breast cancer than African American women, yet we as African American women are at a higher risk of dying from the disease. There is however, one possible link to the higher mortality rate in breast cancer among Black women. We as African Americans tend to stray from the healthcare setting. This could be due to insufficient funds, lack of knowledge, and, or desire to receive medical attention. Many times when a problem such as breast cancer arises, the cancer isn't tactfully presented to the healthcare provider. Breast cancer must be detected early so medical attention could be provided as soon as possible. Delayed treatment and unhealthy dietary habits, such as obesity, and high fat content -noticed in Black women especially, tend to increase the risk of developing breast cancer. An annual mammogram should be performed for women over forty. Every woman however, should perform a monthly self-examination of the breast. Breast cancer strikes one in eight women, and should be taken very seriously. Human Sexuality